Real usage
Minimal effort — maximum clarity
Here are the most common scenarios. Each takes from 10 seconds to 2 minutes.
A month of transactions in 1 minute
- 1Download your bank statement (PDF or XLS)
- 2FinMan detects the bank and imports transactions
- 3AI auto-assigns categories to each transaction
✅Full picture of the month — no manual entry
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Meter readings — just a photo
- 1Send a meter photo to the Telegram or WhatsApp bot
- 2AI reads the numbers automatically
- 3Utility bill is calculated and saved
✅No manual number entry — ever
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Readings submitted to your provider — for you
- 1Connect your provider's online account once in the web app
- 2Photograph the meter in the bot — AI reads and saves the value
- 3Tap «Submit» — FinMan sends the reading to the online account and confirms it was accepted
✅The reading is with the provider, the history stays with you
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Car expenses without spreadsheets
- 1Send a fuel receipt photo in Telegram or WhatsApp
- 2Enter the odometer reading (or send a photo)
- 3Fuel consumption (L/100km or MPG), maintenance, and cost-per-unit are auto-calculated
✅Clear overview of fuel, repairs, and mileage in European or US units
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⏱ always up to date
Family budget without meetings
- 1Each member tracks their own expenses
- 2The full picture is visible to everyone instantly
- 3Analytics per member and for the whole group
✅No more asking 'where did the money go?'
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Tenant? Owner? Share Utilities Effortlessly
- 1Owner generates an invite link for the address directly from the app
- 2Tenant follows the link, registers (or logs in), and gets instant access
- 3Tenant enters meter readings via app, Telegram or WhatsApp bot — owner sees them in real time
✅No more WhatsApp photos of meters. Clear records for both parties.
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Keep savings and one-off costs out of your living expenses
- 1Create a category for the goal — investments, a house deposit, or long-term savings
- 2Mark it "exclude from total" so it doesn't inflate your monthly spending
- 3See it separately in the breakdown while your cost-of-living total stays clean
✅Your real cost of living, without savings or one-off noise.
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Expenses and readings from Telegram
- 1Open the FinMan bot in Telegram and sign in once
- 2Send a photo of a meter, a fuel receipt or the odometer — or a bank statement file
- 3Confirm what the bot recognised
✅The record is in your account — in the app, on every device
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Track spending without linking a bank
- 1Download a statement from your bank's app (CSV, XLSX or PDF)
- 2Upload it to FinMan — in the app or to the Telegram bot
- 3Add cash purchases by hand
✅Your month is complete — and no app ever saw your bank login
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Start with one statement or one photo
The first import takes a minute, a meter photo ten seconds. From there FinMan keeps the records itself.