Not everything you spend is a living expense. Money you put into investments, a house deposit or long-term savings shouldn't sit in the same total as groceries and utility bills — otherwise your "monthly spending" looks scary and tells you nothing. FinMan lets you keep those apart.
How it works
- Create a category for the goal — investments, a house deposit, or long-term savings
- Mark it "exclude from total" so it doesn't inflate your monthly spending
- See it separately in the breakdown while your cost-of-living total stays clean
Exclude a category from your expense total
Any category can be marked "exclude from total". Its payments still appear in the category breakdown and reports, but they're left out of the headline expense figure. Use it for investments, long-term savings, a house deposit, or loan-principal repayments — anything that isn't really day-to-day living. A totals switch lets you view All, Main (excluding marked ones) or only the Excluded categories, so you can flip between your true cost of living and the full picture.
Coming soon: roll up a whole trip or renovation
Some spending is spread across many categories over a period — a holiday is transport, hotels, cafes and tickets; a renovation is materials, tools and labour. We're working on grouping those into a single roll-up: by date range for one-off events like a trip, or by a tag for costs scattered over time like a renovation — so you can answer "how much did this actually cost me?" at a glance. This isn't live yet; today the exclude-from-total approach above already covers ongoing goals like investments and savings.