Practical guides on automating personal finance: bank imports, utility meters, car costs and honest analytics.
Your electricity or gas price changed partway through the month? Here's how to record the switch cleanly so your bills stay accurate in FinMan.
Read more → UtilitiesEstimated bills, disputed charges, moving out, a replaced meter — four cases your own dated meter photos settle in a minute, and how to keep them effortlessly.
Read more → Family financeSet up a simple family allowance system and track every top-up and spend in FinMan using groups, categories and subcategories.
Read more → UtilitiesSome utility bills are flat monthly charges, not meter-based. Here is how to track subscription-type services in FinMan without fake readings.
Read more → UtilitiesWhy your very first meter reading matters, and how to enter a correct baseline in FinMan so your first bill isn't wildly wrong.
Read more → Bank importHow to combine Monobank's automatic webhook capture with statement import in FinMan — and avoid double-counting the same transactions.
Read more → Car costsFound a pile of old fuel receipts? Here's how to enter them with the correct past dates so your cost-per-kilometer and consumption stats stay accurate.
Read more → Landlord & tenantHow to divide shared utility bills between tenants fairly — by room, headcount or meter — and track it cleanly in FinMan's bot.
Read more → Bank importNo template for your bank? Here's how FinMan's AI fallback turns an unknown CSV, PDF or XLS statement into clean, categorized transactions.
Read more → Car costsRun two cars in the family? Here's how to log fuel and mileage for each and find the true cost-per-kilometer of every vehicle.
Read more → Landlord & tenantA simple move-in routine for landlords: photograph every meter, set the baseline in FinMan, and avoid disputes over who owes what.
Read more → Car costsLearn how rising litres-per-100km can warn you of car trouble early, and how FinMan tracks your real fuel consumption from every refuel.
Read more → Car costsSkip manual typing: send a fuel-receipt and dashboard photo to FinMan's bot and let AI fill in litres, price, total, station and mileage.
Read more → Bank importAn ATM withdrawal isn't a real expense — it's just moving money. Here's how to track cash properly in FinMan so your categories stay honest.
Read more → UtilitiesHow to split a shared electricity or water meter between housemates fairly, and track it in FinMan with shared services and read-only tenant access.
Read more → Car costsThinking of switching to an EV? Here is how to compare the true cost-per-kilometer against your petrol car using FinMan's fuel and mileage tracking.
Read more → Car costsFuel is only part of what your car costs per kilometer. Here's how to fold in repairs and maintenance for an honest number using FinMan.
Read more → AI infrastructureHow FinMan VHWorx keeps AI features alive while free LLMs churn: a daily job syncs models from OpenRouter, re-ranks paid fallbacks by price, and recognition fails over down a priority list. Models as data, not constants.
Read more → Multi-currencyHow to track travel spending in multiple currencies without messy conversions — log payments in the currency you paid, see totals at daily rates.
Read more → UtilitiesMulti-tariff electricity meters bill day and night usage at different rates. Here's how to read both registers correctly and track them in FinMan.
Read more → UtilitiesFinMan now lets you manage addresses, services and tariffs entirely from the Telegram & WhatsApp bot's Utilities menu — no web app needed. Here's the step-by-step flow.
Read more → BudgetingLearn how the 50/30/20 budgeting rule works, how to adapt it to real life, and how to track each category automatically without spreadsheets.
Read more → BudgetingLearn how to build sinking funds for predictable-but-irregular costs like car repairs and tires, and track them with FinMan categories and real cost-per-kilometer.
Read more → Bank importHow to track card expenses automatically using the Monobank API: every payment lands in your tracker in a second — amount, merchant and category, no typing.
Read more → Car expensesA simple methodology to calculate your real cost per kilometer: fuel consumption from refuels and odometer readings, plus repairs and maintenance — and how to automate it.
Read more → UtilitiesCommon mistakes in utility bill calculations — wrong differences, outdated tariffs, lost history — and a workflow where AI reads your meter from a photo.
Read more →Articles and stories about how FinMan was built.