FinMan
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Pay for AI compute, not for features

Pricing

All features free. Pay only for AI compute.

Every feature in FinMan is free. We only meter AI operations — bank statement parsing, meter photo recognition, fuel log scanning — because those cost us real compute.

60-day free trial — no card required
$0 forever

New accounts get full AI budget for 60 days — two complete monthly cycles so you can see real value before deciding. After trial, manual workflows remain free forever.

Expense tracking
Utility bills
Bank imports
Family sharing
Multi-currency
Plans

Same features, different AI budgets

Manual workflows — entering readings, categorizing expenses, importing from known bank templates — are free forever. Paid plans expand the monthly AI quota for photo recognition and new bank format generation.

Free

Free

Core features for personal use

$0 forever
  • Expense tracking
  • Utility bills
  • Bank imports
  • Family sharing
  • Multi-currency
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Best value
Premium

Premium

Advanced features & priority support

$2.99 / month

Generous AI budget for bank parsing, meter photos, and fuel logs. For households and people who use AI features regularly.

  • All Free features
  • 100 meter & fuel photos / month
  • 50 AI-parsed bank statement pages / month
  • 20 new bank format templates / month
  • Unlimited addresses
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Lifetime

Lifetime

One-time purchase, all future updates

$59 one-time

Limited time offer

  • All Premium features
  • Lifetime access
  • All future updates
  • Priority support
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Confidence

Honest pricing: you pay for what costs us money

AI calls to OpenRouter, Anthropic and vision APIs are real expenses. We meter them so the pricing logic is transparent — not an arbitrary feature gate.

💰
All features unlocked from day one — no artificial limits
🔓
Free users keep access to data forever — we never delete anything
🔄
New AI features automatically expand the quota without extra charge
💬
Manual entry always works — quota only limits AI automation
Questions

A few practical answers before you choose a plan

The goal is to make the decision easy: start small, see value quickly, and upgrade only when it actually helps.

What happens when I exceed the AI quota?

Your data stays intact and all manual workflows continue to work. Only AI-assisted operations (photo recognition, new bank formats) pause until next month or until you upgrade.

Why 60 days instead of the usual 7–14?

FinMan tracks monthly cycles — utility bills, bank statements, fuel costs. 7 days is not enough to complete even one cycle. 60 days gives you two full months to see real value.

What counts as an AI operation?

Generating a new bank import template for an unknown format, parsing a statement via AI fallback, and recognizing meter or fuel photos. Importing via an existing template, manual entry, and all analytics are always free.

Start now

Start your 60-day trial — every feature, full AI budget, no card needed

After the trial, manual workflows stay free forever. Upgrade only if you rely on AI features enough to justify it.