FinMan
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The only finance app with utility meters and car costs built in · Read the story →

FinMan — Finances, Utility Meters & Car Costs in One App

Smart finance tracking — for yourself, your family, or as a landlord

FinMan automates the routine so you spend minimal time: one-click bank import, meter reading via Telegram or WhatsApp (just send a photo), utility bills, car cost-per-km analysis, categories, multi-currency. Everything in one place.

FinMan is a free personal and family finance manager that automates the routine: import bank statements in one click, read utility meters by sending a Telegram or WhatsApp photo, track car fuel and real cost-per-kilometer, split tenant payments, and handle multiple currencies — all in one place.

AI bank import
AI meter reading
Family groups
Invite Your Tenant
What people usually start with
🏠
AI bank import

Import from any bank — AI recognizes transactions automatically

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AI meter reading

Send a meter photo via Telegram or WhatsApp — AI reads the numbers automatically

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Car expenses & mileage

Track fuel, repairs, and mileage easily. Automatic fuel consumption (L/100km or MPG) and cost-per-km/mile calculations without complex sheets.

Getting started

How to start tracking your finances with FinMan in 3 steps

  1. 01

    Create your free account

    Sign up for FinMan in the browser, Telegram or WhatsApp — no card required and the core features are free forever.

  2. 02

    Connect your money

    Import a bank statement in one click, forward Monobank webhooks, or send a photo of a utility meter or fuel receipt — FinMan reads it for you.

  3. 03

    See where your money goes

    Get automatic categories, multi-currency totals, shared family budgets and real car cost-per-kilometer — all in one dashboard.

Who is it for?

One service for everyday money decisions

FinMan helps when you want to see where money goes, keep family finances in sync, or simplify utility tracking for tenants.

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01

Personal use

Stay on top of your spending: bank imports, categories, monthly and yearly analytics

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02

Families

Shared tracking — view the full group picture of expenses

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03

Landlords

Your tenant just sends a meter photo in Telegram or WhatsApp — readings are recorded automatically

Features

Less manual work, more clear answers

The product is built around the tasks that usually waste the most time: imports, categorization, meter readings, and multi-currency analytics.

AI categorization

AI automatically sorts expenses by category on every import

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Multi-currency

Multi-currency analytics with automatic exchange rates — all major currencies supported

💻

Always accessible

Cloud-based — use it from your phone, tablet, or computer

👥
Family groups

Roles and groups: view expenses of all family members or just your own

AI meter reading

Multiple addresses, AI meter reading via Telegram or WhatsApp, monthly invoices

🌐
Multiple languages

Full support for multiple languages

🏠
Invite Your Tenant

Generate a unique invite link for any property address. Your tenant registers and can enter meter readings directly — via the web app, Telegram or WhatsApp bot. You always stay in control.

🎁
Invite Friends

Share your referral link with friends and get free Premium trial days and AI operations!

🚘
Car expenses & mileage

Track fuel, repairs, and mileage easily. Automatic fuel consumption (L/100km or MPG) and cost-per-km/mile calculations without complex sheets.

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Tags & auto-tagging

Label transactions with tags and let date-range rules apply them automatically — then filter and analyze spending by any tag or tag group.

Bulk editing

Select many transactions at once and re-categorize or tag them in a single action — clean up months of history in seconds.

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Assets & net worth

Track balances, savings and assets alongside your spending to see your full financial picture, not just monthly expenses.

📊
Car analytics dashboard

Monthly and yearly charts for fuel and mileage, average-cost lines and real cost per kilometer — your car spending at a glance.

🔍
Smart meter checks

AI reads your meter photo, rates its own confidence and flags season-aware anomalies, so an obviously wrong reading never slips into your bills.

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Monobank auto-import

Connect your personal Monobank and new card transactions flow in automatically via secure webhooks — no manual statement uploads.

Pricing

Start with the core workflow, grow into more advanced scenarios later

You can try the main FinMan workflow without friction and decide later if you need more advanced tools or support.

Free

Full core functionality: expense tracking, bank imports, utility bills, analytics, family groups

Premium

Extended features and priority support

View all plans →
Security & reliability

Built to feel reliable before you entrust it with daily finances

FinMan focuses on practical automation, understandable analytics, and a product experience that stays calm instead of overwhelming.

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Secure servers with regular backups
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Data encryption
🛡
Secure authentication
🗃
Automated backups
Developer

Viktor Holoshivskyi

Full-Stack Developer

FinMan is designed and maintained as a focused product: fewer distractions, clearer flows, and direct feedback when something can be improved.

Contact us
In the media

FinMan on other resources

Articles and discussions about FinMan across the web.

FAQ

Frequently asked questions

Does FinMan track utility bills and meter readings?

Yes — photograph your electricity, gas or water meter in Telegram or WhatsApp and FinMan's AI reads the value, computes the difference and calculates the bill automatically.

Can I track car costs and fuel expenses?

Yes — log refuels and odometer readings by photo, and FinMan calculates your real cost per kilometer, including fuel, repairs and maintenance.

Is FinMan really free?

Yes — the free plan covers all core features (transactions, budgets, cars, utility meters, family groups, both bots) forever, with no time limit. Only AI-powered extras are paid.

Does FinMan work with Telegram or WhatsApp?

Both — the same bot logic runs on Telegram and WhatsApp, so you can log expenses, meter readings and fuel receipts from whichever app you already use.

Can I import my bank statement?

Yes — from any bank. FinMan learns each bank's file format automatically, and an AI fallback generates a new template on the spot for formats it hasn't seen before.

Can FinMan import from my bank automatically?

Yes — connect your personal Monobank and new transactions arrive in real time through secure webhooks. Any other bank can be imported from a statement file, with an AI fallback for unknown formats.

Can I keep savings and goals out of my spending totals?

Yes — mark a category as excluded from totals and money moved to savings or goals stays out of your spending figures, so your real living expenses stay accurate.

Ready to try

Start with one import or one expense and let the system take over the routine

If you want a finance app that feels clearer, faster, and more useful from the first session, FinMan is ready.

❤️ Have questions or suggestions? We'd love to hear from you!